About Us

Learn about the Practical Systems Super team

Practical Systems Super - Self managed superannuation fund specialists

Based in Armidale NSW, Practical Systems Super has been developed by a leading independent agriculture, business management and accounting software company, Practical Systems.

Bringing a unique combination of experience and skills, the Practical Systems Super team combine professionalism and efficiency with friendly and down-to-earth service to ensure you get the help you need when you need it.

independently owned and operated in Australia, Providing a personal approach from experienced professionals.

Our Team

Philip Attard

Chairman

As Chairman of the Practical Systems Board, Philip is responsible for reviewing the development of Practical Systems Super to ensure it continuously meets the needs of both self-managed super fund trustees and their advisers.

Prior to arriving in Australia in 1974, Philip studied civil engineering in Malta. He subsequently moved into the IT sector, where he worked for over three decades managing large technology systems.

Throughout his career, Philip has held senior management positions in sales, strategic marketing and business development with large IT companies across Australia and in the Asia-Pacific.

ACCREDITATIONS
*Bachelor of Civil Engineering

Bob Locke

Chief Executive Officer

With a career spanning more than 40 years in accounting, taxation and financial services, Bob Locke is highly equipped to provide valuable insights into an array of personal and business finance topics.

Bob’s specialty is self-managed superannuation funds and the development and management of financial accounting software.

Practical Systems, founded in 1992, has grown the organisation into a leading farm business, management and accountancy software firm. Bob’s passion for self-managed superannuation funds led him to identify the need for a complete self-managed superannuation fund solution and the formation of Practical Systems Super.

Prior to founding Practical Systems, Bob was the partner in a large accounting firm in Armidale, and was also previously the administrator of a large corporate superannuation fund with more than 1000 members.

ACCREDITATIONS
* Chartered Accountant – SMSF Specialist
* Registered Company Auditor
* Registered SMSF Auditor
* Registered Tax Agent
* Chartered Tax Advisor
* Responsible Manager for AFSL holder no. 488562
* Bachelor of Economics majoring in Financial
Accounting
* Diploma in Financial Planning

Andrew Toomey

Chartered Accountant

Andrew has been a Chartered Accountant for more than twenty years and specialises in individual taxation advice for small business and farming clients, including self-managed superannuation funds.

Andrew is passionate about helping business owners. He identifies the close relationship he develops with clients as the key benefit of working with Practical Systems.

Andrew has a Bachelor of Financial Administration and a Diploma of Financial Planning, and is a registered tax agent with an aptitude for technical advice.

ACCREDITATIONS
* Chartered Accountant
* Registered Tax Agent
* Bachelor of Financial Administration
* Diploma of Financial Planning

Francis Waddell

Business Development Manager

Francis has a strong understanding of and experience in working with customers to understand and meet their needs. He has strong track record working diverse industries such as primary production, transport and now the SMSF industry. He is skilled in Sales & Marketing operations, business processes, planning and key account management.

Francis prides himself on ensuring that every customers has a great experience by listening carefully to understand their situation and then providing a service that matches that requirement.

Francis is based on the on the NSW south coast in the Shoalhaven region.

Wendy Griffiths

Client Services Manager

Wendy is the Client Services Manager for Practical Systems Super and works closely with the management team to deliver an unrivalled customer experience for its client base of self-managed super fund trustees, accountants and advisers across the country.

Wendy is charged with providing the personal service that Practical Systems customers have come to know and love. When developing customer relationships, Wendy’s creativity and warmth paired with her efficiency and professionalism, provides clients with peace of mind that they’ve come to the right place and are in good hands.